/* ============================================================
   Acsettle Design System — 교통사고 보험 합의금 기준 정보
   tokens · base · components · pages · responsive
   ============================================================ */

:root{
  --navy:#12294A;
  --navy-deep:#0C1D38;
  --navy-ink:#16233A;
  --cyan:#1D9BD1;
  --cyan-dark:#1280B0;
  --cyan-soft:#E8F4FB;
  --ink:#1B2637;
  --body:#445067;
  --muted:#7A8699;
  --line:#E3E9F1;
  --bg:#FFFFFF;
  --bg-soft:#F2F5F9;
  --bg-tint:#F8FAFD;
  --amber:#E9A23B;
  --coral:#E2574C;
  --teal:#0E4C52;
  --mint:#57C7B8;
  --purple:#6C63C4;

  --radius-sm:8px;
  --radius:14px;
  --radius-lg:20px;
  --radius-xl:28px;

  --shadow-sm:0 1px 2px rgba(18,41,74,.05),0 4px 12px rgba(18,41,74,.05);
  --shadow-md:0 4px 10px rgba(18,41,74,.06),0 16px 32px rgba(18,41,74,.08);
  --shadow-lg:0 12px 24px rgba(18,41,74,.08),0 32px 64px rgba(18,41,74,.10);

  --sp-1:4px; --sp-2:8px; --sp-3:12px; --sp-4:16px; --sp-5:24px;
  --sp-6:32px; --sp-7:48px; --sp-8:64px; --sp-9:96px; --sp-10:128px;

  --font-body:'Pretendard Variable',Pretendard,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Apple SD Gothic Neo','Noto Sans KR',sans-serif;
  --font-serif:'Noto Serif KR',Georgia,'Times New Roman',serif;

  --container:1180px;
  --radius-card:18px;
}

/* ---------- reset / base ---------- */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--font-body);
  font-size:16px;line-height:1.75;color:var(--body);
  background:var(--bg);letter-spacing:-0.011em;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--cyan-dark);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--navy)}
h1,h2,h3,h4{color:var(--navy);line-height:1.32;font-weight:800;letter-spacing:-0.022em;word-break:keep-all}
ul,ol{padding-left:1.25em}
p{word-break:keep-all}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.section{padding:var(--sp-9) 0}
.section--soft{background:var(--bg-soft)}
.section--navy{background:linear-gradient(180deg,var(--navy-deep),var(--navy));color:#D7E2F2}
.section--navy h2,.section--navy h3{color:#fff}

::selection{background:var(--cyan);color:#fff}
:focus-visible{outline:2px solid var(--cyan);outline-offset:3px;border-radius:4px}

/* ---------- typography helpers ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:700;letter-spacing:.06em;color:var(--cyan-dark);
  background:var(--cyan-soft);border:1px solid #CDE8F6;
  padding:6px 14px;border-radius:999px;margin-bottom:18px;
}
.eyebrow--navy{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#9FD4EE}
.section-title{font-size:clamp(26px,3.4vw,40px);font-weight:800;letter-spacing:-.03em;line-height:1.25}
.section-sub{font-size:clamp(15px,1.4vw,17px);color:var(--muted);max-width:640px;margin-top:14px;line-height:1.8}
.section-head{max-width:760px;margin-bottom:var(--sp-7)}
.section--navy .section-sub{color:#A9BCD6}
.serif-accent{font-family:var(--font-serif);font-weight:600}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:48px;padding:0 24px;border-radius:12px;
  font-weight:700;font-size:15px;letter-spacing:-.01em;
  border:1px solid transparent;cursor:pointer;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;
  text-decoration:none;white-space:nowrap;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 8px 20px rgba(18,41,74,.22)}
.btn-primary:hover{background:var(--navy-deep);color:#fff;transform:translateY(-2px);box-shadow:0 12px 28px rgba(18,41,74,.28)}
.btn-cyan{background:var(--cyan);color:#fff;box-shadow:0 8px 20px rgba(29,155,209,.25)}
.btn-cyan:hover{background:var(--cyan-dark);color:#fff;transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy);transform:translateY(-2px)}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost-light:hover{border-color:#fff;color:#fff;transform:translateY(-2px)}
.btn-lg{min-height:56px;padding:0 32px;font-size:16px;border-radius:14px}
.btn-sm{min-height:42px;padding:0 18px;font-size:14px}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,255,255,.92);backdrop-filter:blur(14px);
  border-bottom:1px solid var(--line);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{
  width:42px;height:42px;border-radius:12px;flex:0 0 auto;
  background:linear-gradient(135deg,var(--navy),#23446F);
  display:grid;place-items:center;color:#fff;
  box-shadow:0 6px 14px rgba(18,41,74,.25);
}
.brand-mark svg{width:24px;height:24px}
.brand-name{font-weight:800;color:var(--navy);font-size:19px;letter-spacing:-.02em;line-height:1.1}
.brand-tag{font-size:11px;color:var(--muted);letter-spacing:.02em;margin-top:2px}
.main-nav{display:flex;align-items:center;gap:4px}
.main-nav a{
  display:inline-flex;align-items:center;min-height:44px;padding:0 14px;
  border-radius:10px;color:var(--ink);font-weight:600;font-size:15px;
}
.main-nav a:hover{color:var(--cyan-dark);background:var(--bg-soft)}
.main-nav a.current{color:var(--cyan-dark)}
.header-cta{display:flex;align-items:center;gap:10px}
.nav-toggle{
  display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;
  background:#fff;align-items:center;justify-content:center;cursor:pointer;
}
.nav-toggle svg{width:20px;height:20px;stroke:var(--navy)}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-deep);color:#B7C6DC;font-size:14px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;padding:var(--sp-8) 0 var(--sp-6)}
.footer-brand .brand-name{color:#fff}
.footer-desc{margin-top:16px;line-height:1.8;max-width:360px;color:#93A7C2}
.footer-head{color:#fff;font-size:15px;font-weight:700;margin-bottom:16px}
.footer-links{list-style:none;padding:0;display:grid;gap:10px}
.footer-links a{color:#B7C6DC;display:inline-flex;min-height:32px;align-items:center}
.footer-links a:hover{color:#fff}
.footer-legal{
  border-top:1px solid rgba(255,255,255,.1);padding:28px 0 44px;
  font-size:12.5px;line-height:1.85;color:#8DA2BE;
}
.footer-legal p{margin:6px 0}
.footer-legal strong{color:#C6D4E6;font-weight:700}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);
  padding:20px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;
  font-size:13px;color:#7E93B0;
}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(150deg,#0B1B33 0%,#12294A 55%,#1A3A63 100%);
  color:#E6EEF8;
}
.hero::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(720px 420px at 82% 12%,rgba(29,155,209,.28),transparent 62%),
    radial-gradient(560px 380px at 8% 88%,rgba(29,155,209,.14),transparent 60%);
}
.hero-grid{
  position:relative;display:grid;grid-template-columns:1.05fr .95fr;
  gap:56px;align-items:center;padding:var(--sp-10) 0 var(--sp-9);
}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;
  letter-spacing:.08em;color:#9FD4EE;background:rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.16);padding:7px 14px;border-radius:999px;margin-bottom:24px;
}
.hero h1{
  color:#fff;font-size:clamp(34px,4.6vw,56px);font-weight:800;
  line-height:1.18;letter-spacing:-.035em;
}
.hero h1 .serif-accent{color:#7CC7E8;font-weight:700}
.hero-lead{margin-top:22px;font-size:clamp(15px,1.5vw,18px);line-height:1.85;color:#C4D4E8;max-width:540px}
.hero-actions{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}
.hero-facts{display:flex;gap:0;margin-top:44px;border-top:1px solid rgba(255,255,255,.12);padding-top:24px;flex-wrap:wrap}
.hero-fact{flex:1;min-width:150px;padding:6px 20px 6px 0}
.hero-fact + .hero-fact{border-left:1px solid rgba(255,255,255,.14);padding-left:24px}
.hero-fact b{display:block;font-size:24px;color:#fff;font-weight:800;letter-spacing:-.02em}
.hero-fact span{font-size:13px;color:#93A7C2}
.hero-visual{position:relative}
.hero-photo{
  border-radius:24px;overflow:hidden;box-shadow:0 32px 80px rgba(0,0,0,.42);
  border:1px solid rgba(255,255,255,.14);aspect-ratio:4/3;background:#0E2340;
}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.hero-card{
  position:absolute;left:-24px;bottom:28px;
  background:rgba(255,255,255,.96);backdrop-filter:blur(8px);
  border-radius:16px;padding:18px 22px;box-shadow:var(--shadow-lg);
  color:var(--ink);max-width:300px;
}
.hero-card .hc-title{font-weight:800;color:var(--navy);font-size:14.5px;letter-spacing:-.01em}
.hero-card .hc-line{font-size:12.5px;color:var(--muted);margin-top:4px;line-height:1.6}
.hero-card .hc-formula{
  margin-top:12px;font-size:13px;font-weight:700;color:var(--navy);
  background:var(--cyan-soft);border:1px dashed var(--cyan);border-radius:10px;padding:8px 12px;
  letter-spacing:-.01em;
}

/* ---------- cards ---------- */
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-card);
  box-shadow:var(--shadow-sm);transition:transform .22s ease,box-shadow .22s ease;
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}

/* posts grid */
.posts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post-card{overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit}
.post-card .thumb{aspect-ratio:16/10;overflow:hidden;background:var(--bg-soft)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.post-card:hover .thumb img{transform:scale(1.045)}
.post-card .body{padding:22px 22px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
.post-card .cat{
  align-self:flex-start;font-size:12px;font-weight:700;color:var(--cyan-dark);
  background:var(--cyan-soft);border:1px solid #CDE8F6;padding:4px 12px;border-radius:999px;
}
.post-card h3{font-size:18px;line-height:1.4;letter-spacing:-.02em;margin:0}
.post-card p{font-size:14px;color:var(--muted);line-height:1.7;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.post-card .meta{font-size:12.5px;color:var(--muted);margin-top:auto;display:flex;gap:10px;align-items:center}

/* lookup feature cards */
.feature-card{
  position:relative;overflow:hidden;border-radius:var(--radius-xl);
  background:var(--bg);border:1px solid var(--line);box-shadow:var(--shadow-md);
  display:flex;flex-direction:column;text-decoration:none;color:inherit;
  transition:transform .22s ease,box-shadow .22s ease;
}
.feature-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.feature-card .fc-top{padding:30px 30px 8px}
.feature-card .fc-icon{
  width:52px;height:52px;border-radius:14px;display:grid;place-items:center;margin-bottom:18px;
  background:var(--cyan-soft);color:var(--cyan-dark);
}
.feature-card .fc-icon svg{width:26px;height:26px}
.feature-card h3{font-size:21px;letter-spacing:-.02em}
.feature-card .fc-desc{color:var(--muted);font-size:14.5px;line-height:1.75;margin-top:10px}
.feature-card .fc-foot{
  margin-top:auto;display:flex;align-items:center;gap:8px;padding:18px 30px 26px;
  font-weight:700;color:var(--navy);font-size:14.5px;
}
.feature-card .fc-foot .arr{transition:transform .2s ease}
.feature-card:hover .fc-foot .arr{transform:translateX(4px)}
.feature-card .fc-art{border-top:1px solid var(--line);background:var(--bg-tint)}
.feature-card .fc-art img{width:100%;aspect-ratio:16/7;object-fit:cover}

/* section formula bar */
.formula-bar{
  display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;
  background:var(--navy);color:#fff;border-radius:var(--radius-lg);
  padding:22px 28px;font-size:clamp(15px,1.6vw,19px);font-weight:800;
  letter-spacing:-.02em;margin-top:40px;box-shadow:var(--shadow-md);
}
.formula-bar .f-op{color:#7CC7E8;font-weight:700}
.formula-bar .f-term{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:10px;padding:8px 16px}

/* component grid 6 */
.six-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.comp-card{
  background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 24px;
  box-shadow:var(--shadow-sm);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
}
.comp-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:#C9DDF0}
.comp-card .cc-no{
  font-size:12px;font-weight:800;color:var(--cyan-dark);letter-spacing:.1em;margin-bottom:10px;
}
.comp-card h3{font-size:17px;margin-bottom:8px}
.comp-card p{font-size:13.5px;color:var(--muted);line-height:1.7}

/* standards list */
.std-list{list-style:none;padding:0;display:grid;gap:14px}
.std-item{
  display:flex;gap:18px;align-items:flex-start;background:#fff;
  border:1px solid var(--line);border-radius:16px;padding:20px 22px;box-shadow:var(--shadow-sm);
  transition:transform .2s ease,box-shadow .2s ease;
}
.std-item:hover{transform:translateX(4px);box-shadow:var(--shadow-md)}
.std-item .std-ic{
  flex:0 0 44px;width:44px;height:44px;border-radius:12px;display:grid;place-items:center;
  background:var(--cyan-soft);color:var(--cyan-dark);
}
.std-item .std-ic svg{width:22px;height:22px}
.std-item h3{font-size:16px;margin-bottom:4px}
.std-item p{font-size:13.5px;color:var(--muted);margin:0;line-height:1.7}

/* ---------- carousel ---------- */
.carousel{position:relative}
.carousel-track{
  display:grid;grid-auto-flow:column;grid-auto-columns:minmax(300px,1fr);
  gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;
  padding:8px 4px 24px;scrollbar-width:thin;scrollbar-color:#C9D8E8 transparent;
}
.carousel-track::-webkit-scrollbar{height:8px}
.carousel-track::-webkit-scrollbar-thumb{background:#C9D8E8;border-radius:99px}
.carousel-item{scroll-snap-align:start}
.carousel-nav{display:flex;gap:10px;justify-content:flex-end;margin-top:6px}
.carousel-btn{
  width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;
  display:grid;place-items:center;cursor:pointer;color:var(--navy);
  transition:background .2s ease,color .2s ease,border-color .2s ease;
}
.carousel-btn:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.carousel-btn svg{width:20px;height:20px}

/* ---------- article / single ---------- */
.article-wrap{max-width:820px;margin:0 auto;padding:var(--sp-8) 24px var(--sp-9)}
.article-hero{margin-bottom:36px}
.article-hero .cat-row{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}
.article-hero h1{font-size:clamp(26px,3.4vw,40px);line-height:1.28;letter-spacing:-.03em}
.article-hero .meta{display:flex;gap:14px;color:var(--muted);font-size:13.5px;margin-top:18px;flex-wrap:wrap}
.article-hero .thumb{margin-top:26px;border-radius:20px;overflow:hidden;box-shadow:var(--shadow-md);aspect-ratio:16/9}
.article-hero .thumb img{width:100%;height:100%;object-fit:cover}
.article-body{font-size:16.5px;line-height:1.9;color:#333F52}
.article-body > * + *{margin-top:1.35em}
.article-body h2{
  font-size:24px;letter-spacing:-.025em;margin:2em 0 .6em;padding-top:.4em;
  border-top:2px solid var(--line);
}
.article-body h3{font-size:19px;margin:1.8em 0 .5em}
.article-body a{text-decoration:underline;text-underline-offset:3px}
.article-body img{border-radius:16px;margin:1.6em 0;box-shadow:var(--shadow-sm)}
.article-body blockquote{
  border-left:4px solid var(--cyan);background:var(--bg-tint);
  padding:18px 22px;border-radius:0 14px 14px 0;color:var(--ink);font-weight:600;
}
.article-body ul,.article-body ol{line-height:1.9}
.article-body li{margin:.5em 0}
.article-body .table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-sm)}
.article-body table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
.article-body thead th{
  background:var(--navy);color:#fff;font-weight:700;text-align:left;
  padding:12px 16px;font-size:13.5px;letter-spacing:.01em;
}
.article-body tbody td{border-top:1px solid var(--line);padding:11px 16px;vertical-align:top;color:#3B4659}
.article-body tbody tr:nth-child(even){background:var(--bg-tint)}
.article-body tbody tr:hover{background:var(--cyan-soft)}
/* inline css charts */
.bar-chart{display:grid;gap:10px;margin:1.6em 0;background:var(--bg-tint);border:1px solid var(--line);border-radius:14px;padding:20px}
.bar-row{display:grid;grid-template-columns:110px 1fr 56px;gap:12px;align-items:center;font-size:13.5px}
.bar-row .bar-label{color:var(--ink);font-weight:600;text-align:right}
.bar-row .bar-track{background:#E4EBF4;border-radius:99px;height:14px;overflow:hidden}
.bar-row .bar-fill{height:100%;border-radius:99px;background:linear-gradient(90deg,var(--cyan),#5FB8DE)}
.bar-row .bar-val{color:var(--muted);font-size:13px}
.step-timeline{list-style:none;padding:0;display:grid;gap:0;margin:1.6em 0}
.step-timeline li{position:relative;padding:0 0 22px 34px}
.step-timeline li::before{
  content:"";position:absolute;left:8px;top:6px;bottom:-2px;width:2px;background:var(--line);
}
.step-timeline li:last-child::before{display:none}
.step-timeline li::after{
  content:"";position:absolute;left:3px;top:6px;width:12px;height:12px;border-radius:50%;
  background:#fff;border:3px solid var(--cyan);
}
.step-timeline b{color:var(--navy)}
.step-timeline span{color:var(--muted);font-size:14px;display:block;margin-top:2px}
.callout{
  background:var(--cyan-soft);border:1px solid #CDE8F6;border-radius:14px;
  padding:20px 22px;color:#22415F;line-height:1.8;font-size:15px;
}
.callout strong{color:var(--navy)}
.callout--warn{background:#FDF3E7;border-color:#F3D9B5;color:#6B4A1D}
.callout--navy{background:var(--navy);color:#D7E2F2}
.legal-notice,.ai-notice{font-size:13px;line-height:1.75}
.ai-notice{color:#8A94A6}
/* TOC from plugin */
#ez-toc-container{border-radius:16px!important;border:1px solid var(--line)!important;background:var(--bg-tint)!important;box-shadow:none!important;padding:18px 20px!important}
#ez-toc-container ul{line-height:1.8}
#ez-toc-container ul.ez-toc-list a{color:var(--cyan-dark)!important;font-weight:600}
#ez-toc-container ul.ez-toc-list a:hover{color:var(--navy)!important;text-decoration:underline}
#ez-toc-container p.ez-toc-title{color:var(--navy)!important;font-weight:700}

/* ---------- forms / lookup ---------- */
.lookup-hero{background:linear-gradient(150deg,#0B1B33,#12294A 60%,#1A3A63);color:#E6EEF8;padding:var(--sp-8) 0 var(--sp-7)}
.lookup-hero h1{color:#fff;font-size:clamp(26px,3.4vw,40px);letter-spacing:-.03em}
.lookup-hero p{color:#C4D4E8;max-width:640px;margin-top:14px}
.lookup-panel{
  margin-top:-40px;position:relative;z-index:5;background:#fff;border-radius:20px;
  border:1px solid var(--line);box-shadow:var(--shadow-lg);padding:26px;
}
.lookup-form{display:grid;grid-template-columns:1fr 1fr 1fr 1fr auto;gap:12px;align-items:end}
.field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:8px;letter-spacing:-.01em}
.field select,.field input{
  width:100%;min-height:48px;border:1px solid var(--line);border-radius:12px;
  padding:0 14px;font-size:15px;font-family:var(--font-body);color:var(--ink);background:#fff;
  appearance:none;-webkit-appearance:none;transition:border-color .18s ease,box-shadow .18s ease;
}
.field select:focus,.field input:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(29,155,209,.18)}
.lookup-results{margin-top:26px}
.result-count{font-size:14px;color:var(--muted);margin-bottom:14px}
.result-list{display:grid;gap:12px;grid-template-columns:minmax(0,1fr)}
.result-item{
  display:flex;justify-content:space-between;gap:16px;align-items:flex-start;min-width:0;
  border:1px solid var(--line);border-radius:14px;padding:16px 18px;background:#fff;
  transition:border-color .2s ease,box-shadow .2s ease;
}
.result-item>div{min-width:0;overflow-wrap:anywhere}
.result-item:hover{border-color:#C9DDF0;box-shadow:var(--shadow-sm)}
.result-item h3{font-size:16px;overflow-wrap:break-word}
.result-item .ri-meta{font-size:13px;color:var(--muted);margin-top:4px;line-height:1.6}
.result-item .ri-badge{
  flex:0 0 auto;font-size:12px;font-weight:700;color:var(--cyan-dark);
  background:var(--cyan-soft);border:1px solid #CDE8F6;border-radius:999px;padding:5px 12px;
}
.pager{display:flex;gap:8px;margin-top:20px;flex-wrap:wrap}
.pager button{
  min-width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;
  font-weight:700;color:var(--ink);cursor:pointer;transition:all .18s ease;
}
.pager button:hover{border-color:var(--cyan);color:var(--cyan-dark)}
.pager button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.loading-dots{display:inline-flex;gap:5px;align-items:center;padding:22px 0}
.loading-dots i{width:8px;height:8px;border-radius:50%;background:var(--cyan);animation:blink 1.2s infinite}
.loading-dots i:nth-child(2){animation-delay:.2s}
.loading-dots i:nth-child(3){animation-delay:.4s}
@keyframes blink{0%,80%,100%{opacity:.2}40%{opacity:1}}
.state-empty,.state-error{
  background:var(--bg-tint);border:1px dashed var(--line);border-radius:14px;
  padding:34px;text-align:center;color:var(--muted);font-size:14.5px;
}
.state-error{border-color:#F3C1BC;background:#FDF3F2;color:#8A3A33}
.chip-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}
.chip{
  font-size:12.5px;font-weight:600;color:var(--ink);background:#fff;
  border:1px solid var(--line);border-radius:999px;padding:6px 13px;
}
/* finance */
.fin-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}
.fin-cell{background:var(--bg-tint);border:1px solid var(--line);border-radius:14px;padding:18px}
.fin-cell .fc-label{font-size:12.5px;color:var(--muted);font-weight:600}
.fin-cell .fc-value{font-size:21px;font-weight:800;color:var(--navy);margin-top:6px;letter-spacing:-.02em}
.fin-cell .fc-note{font-size:12px;color:var(--muted);margin-top:4px}
.fin-chart{margin-top:22px;background:var(--bg-tint);border:1px solid var(--line);border-radius:14px;padding:20px}
.fin-chart h3{font-size:14px;margin-bottom:14px}

/* ---------- CTA band ---------- */
.cta-band{
  position:relative;overflow:hidden;border-radius:var(--radius-xl);
  background:linear-gradient(135deg,var(--navy-deep),var(--navy) 60%,#1F4574);
  padding:clamp(36px,6vw,64px);color:#fff;box-shadow:var(--shadow-lg);
  display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;
}
.cta-band::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(520px 260px at 88% 20%,rgba(29,155,209,.3),transparent 65%);
  pointer-events:none;
}
.cta-band h2{color:#fff;font-size:clamp(22px,2.8vw,32px);letter-spacing:-.03em;position:relative}
.cta-band p{color:#B9CCE4;margin-top:10px;max-width:560px;position:relative;font-size:15px;line-height:1.8}
.cta-band .btn{position:relative}

/* ---------- reveal motion ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.3,1)}
.reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{transition:none!important;animation:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
  .post-card:hover .thumb img,.feature-card:hover,.comp-card:hover,.std-item:hover,.post-card:hover{transform:none}
}

/* ---------- responsive ---------- */
@media (max-width:1024px){
  .hero-grid{grid-template-columns:1fr;gap:44px;padding:var(--sp-8) 0 var(--sp-8)}
  .hero-visual{max-width:640px}
  .posts-grid{grid-template-columns:repeat(2,1fr)}
  .six-grid{grid-template-columns:repeat(2,1fr)}
  .lookup-form{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .main-nav{display:none}
  .nav-toggle{display:flex}
  .main-nav.open{
    display:flex;position:absolute;top:72px;left:0;right:0;flex-direction:column;
    background:#fff;border-bottom:1px solid var(--line);padding:12px 24px 20px;
    box-shadow:var(--shadow-md);gap:2px;
  }
  .main-nav.open a{width:100%;padding:12px 14px;min-height:48px}
  .header-cta .btn{display:none}
  .section{padding:var(--sp-7) 0}
}
@media (max-width:600px){
  .container{padding:0 18px}
  .hero-grid{padding-top:var(--sp-7)}
  .hero h1{font-size:31px}
  .hero-actions .btn{width:100%}
  .hero-facts{gap:14px}
  .hero-fact{min-width:calc(50% - 14px);padding:0}
  .hero-fact + .hero-fact{border-left:none;padding-left:0}
  .hero-card{position:static;margin-top:18px;max-width:100%}
  .posts-grid{grid-template-columns:1fr}
  .six-grid{grid-template-columns:1fr}
  .lookup-form{grid-template-columns:1fr}
  .fin-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:36px}
  .article-wrap{padding-top:var(--sp-6)}
  .article-body{font-size:16px}
  .bar-row{grid-template-columns:84px 1fr 44px;gap:8px}
  .carousel-track{grid-auto-columns:minmax(260px,88%)}
  .formula-bar{flex-direction:column;text-align:center}
  .table-wrap{box-shadow:none}
}